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Applicant Eligibility

Salaried Employee

Singapore Citizen or Permanent Resident

Between 21 and 65 years of age

Minimum annual gross income of S$20,000 and above

Contract workers or individuals employed less than 6 months in current job will require a guarantor

Self-Employed

Singapore Citizen or Permanent Resident

Between 21 and 65 years of age

Minimum annual gross income of S$20,000 and above

At least 2 years in current business

Those whose business established less than 2 years will need a guarantor

Guarantor

Singapore Citizen or Permanent Resident

Between 21 and 65 years of age

Minimum annual gross income of S$20,000 and above

Been working for at least 1 year with at least 6 months with current company, contract or temporary staff are not eligible to apply.

Self- Employed: At least 2 years in current business.

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