| Salaried Employee
 Singapore Citizen or Permanent Resident
Between 21 and 65 years of age
Minimum annual gross income of S$20,000 and above
Contract workers or individuals employed less than 6 months in current job will require a guarantor
Self-Employed
Singapore Citizen or Permanent Resident
Between 21 and 65 years of age
Minimum annual gross income of S$20,000 and above
At least 2 years in current business
Those whose business established less than 2 years will need a guarantor
Guarantor
Singapore Citizen or Permanent Resident
Between 21 and 65 years of age
Minimum annual gross income of S$20,000 and above
Been working for at least 1 year with at least 6 months with current company, contract or temporary staff are not eligible to apply.
Self- Employed: At least 2 years in current business.
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