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Applicant Eligibility

Salaried Employee

   Singapore Citizen or Permanent Resident

   Between 21 and 65 years of age

   Minimum annual gross income of S$20,000 and above

   Contract workers or individuals employed less than 6 months in current job will require a guarantor

Self-Employed

   Singapore Citizen or Permanent Resident

   Between 21 and 65 years of age

   Minimum annual gross income of S$20,000 and above

   At least 2 years in current business

   Those whose business established less than 2 years will need a guarantor

Guarantor

   Singapore Citizen or Permanent Resident

   Between 21 and 65 years of age

   Minimum annual gross income of S$20,000 and above

   Been working for at least 1 year with at least 6 months with current company, contract or temporary staff are not eligible to apply.

  Self- Employed: At least 2 years in current business.

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